Easy EMI/ Monthly Installments on your jewellery purchase.
|Product value||Down Payment||Loan Value||ROI||Processing Fee||MDR|
|₹ 100,000||10%||₹ 90,000||18%||2.00%||2.50%|
|Tenure||Annualized Interest Rate||Effective Interest Rate||Processing Fee||EMI / Month||Total Interest Payable||Total Amount Payable||MDR|
|6||18.0%||4.78%||2000||₹ 15,797||₹ 4,784||₹ 94,784||2500|
|9||18.0%||6.88%||2000||₹ 10,765||₹ 6,884||₹ 96,884||2500|
|12||18.0%||9.01%||2000||₹ 8,251||₹ 9,014||₹ 99,014||2500|
Kissht, is offering an easy instalment/ EMI option to help you purchase all your favourite jewellery on Alapatt Diamonds , priced from Rs 15,001/- to Rs 1,50,000/- without the use of a credit card.
Kissht is a digital-platform to enable simple, seamless and instant personal loans to help you pay for your purchases through easy installments.
Kissht is a web and mobile app platform to enable simple, seamless and instant personal loans to help you pay for your purchases on alapattdiamonds.com via easy monthly installments without the need of a credit card.
Yes, Kissht accesses your CIBIL score based on the information provided by you to determine the eligibility of the loan.
Yes, apart from the down payment and EMIs, Kissht charges a processing fee of 2% of the order amount based on the chosen EMI plan.
You can use Net Banking or Debit Card to make the down payment. For monthly payments / installments (EMI), Kissht will auto debit your bank account using NACH mandates, once approved. You can also use Kissht mobile App to make EMI payments.
Typically, Kissht takes around 24 hours for the final approval of the loan application.